Mapping Your Future: Online Counseling
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Direct Loan Entrance Counseling

Kilian Community College in Sioux Falls, SD

Welcome to Kilian Community College Stafford entrance loan counseling session.  Federal regulations require all Federal Stafford Loan borrowers to complete an entrance session before receiving the first loan disbursement.

The average federal loan indebtedness that most of our graduates have after completing their degree is just under $19,300.  First year Stafford Loan subsidized or unsubsidized elgibility is $3,500 plus an additional $6,000 unsubsizied based on elgibility.  Second year Stafford Loan subsidized or unsubsidized elgibility is $4,500 plus an additional $6,000 based on elgibility.  In order to receive a Federal Stafford Loan a student must be taking at least 6 credits (half time enrollment) per semester.

If a student is planning to withdraw from a class or all classes they will need to contact the Financial Aid Office.  There is additional paperwork that may need to be completed due to dropping classes or leaving Kilian Community College.

As a student you can access basic loan information with your federal PIN through the NSLDS website at www.nslds.ed.gov.

If you have questions or concerns about your Stafford Loans be sure and contact the Financial Aid Office at 1-800-888-1147 or 221-3100.
MYF Disclaimer:

The information above is wholly the product of the school represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.

  • PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.

  • You will need about 25 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number

  • You might need the following information:
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Names, addresses, telephone numbers, and employers for your next of kin and/or parent
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses
    • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.