Mapping Your Future logo Search

Some of Mapping Your Future's important products and services may be temporarily unavailable as we perform routine server maintenance beginning July 3 at 10PM Central and continuing through July 5 at 10PM Central.

We apologize for any inconvenience.

Direct Consolidation Loans / Federal Consolidation Loans

En Español

Consolidation can assist you with managing your student loan debt. It allows you to combine multiple student loans together, resulting in one loan payment and one loan with the William D. Ford Federal Direct Loan Program.

Determine which loans you can consolidate.
Understand consolidation repayment terms.
Estimate your monthly payments, principal, and interest.
Weigh the pros and cons.
Apply for consolidation.
Solve your loan repayment problems.
Investigate cancellation, forgiveness, and discharge.
Avoid delinquency and default.