Options for defaulted federal student loans

If you got behind on your student loan payments and are now in default, don't give up hope; you CAN get back on track!

You do have several choices for repaying a defaulted student loan:

Talk with your loan holder/servicer to decide what's best for you.

If you are unsure about how to contact your loan holder/servicer, you may access your general loan history and loan holder/servicer information through the National Student Loan Data System (NSLDS) at www.nslds.ed.gov using your federal PIN number or call the Federal Aid Information Center at (800) 433-3243.

Also make sure that you communicate with all loan holders/servicers, to ensure that you address all defaulted loans.