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Budget calculator

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Ready to start budgeting? Use this calculator to create your personalized spending plan.

Monthly Gross Earnings
Subtract 28% for average withholdings
Monthly net income
Housing Grocery Items Grocery Items
Includes food, toothpaste, shampoo, household supplies
Utilities Utilities
Includes gas, water, electric, phone, cable, internet, etc.
Medical Insurance Clothing
Student Loans Other Credit Other Credit
Includes credit cards, other loans
Misc. Expenses Misc. Expenses
Includes child care, medical bills, prescriptions, haircuts, dry cleaning
Transportation ExpensesTransportation Expenses
Includes car payment, gas, repairs, license, insurance, bus or taxi fare
Child Care
Monthly expenses
Annual expenses
Monthly net income Monthly discretionary income
Subtract monthly expenses Annual discretionary income

Mapping Your Future is part of Money Management International's family of services to assist students, parents, educational institutions through person-to-person counseling services. For debt and budget assistance, call 1-877-929-9723 to speak with an MMI counselor.