Establish yourself financially

Take these basic steps to get established financially:

• Take our financial fitness quiz.
• Set up a realistic budget and stick to it.
• Open up checking and savings accounts. Don't spend more than what is in the accounts.
• Learn how to use credit cards wisely.
• Pay all of your bills on time each month.
• Review and understand your credit report.
• If things are getting out of control (take our financial danger quiz to find out), contact your creditors, seek credit counseling from a licensed and reputable service, and/or look into debt consolidation.