Direct Loan borrowing limits

Students who fall into certain categories may qualify for loan amounts different from the limits listed above.

• Students enrolled in certain health professions programs may be eligible for higher unsubsidized Stafford Loan limits. Your financial aid office will determine your eligibility.
• If you are taking coursework that is not part of an eligible program such as preparatory coursework or pursuing a teacher certification after you have a degree, you have different loan limits:
  • If you are taking preparatory coursework required for enrollment in an undergraduate degree or certificate program (course of study not to exceed 12 months), you would be eligible to borrow up to $8,625 (maximum $2,625 subsidized) as an independent student or dependent student whose parent is not eligible for PLUS.
  • If you are taking preparatory coursework for enrollment in a graduate or professional program, you would be eligible to borrow up to $5,500 as a dependent undergraduate student and up to $12,500 (maximum $5,500 subsidized)  for an independent student or dependent student whose parent is not eligible for PLUS.
  • If you already have a baccalaureate degree and are taking coursework necessary for state certification (or professional credential) required for teaching, you would be eligible to borrow up to $12,500 (maximum $5,500 subsidized).